MCA Calculator
Price a deal, put two offers side by side, or work backward from a payment the merchant can handle. Results update as you type.
How the numbers are calculated
From funded amount: Payback = Funded x Factor. Payment = Payback / Term. Total cost = Payback - Funded. Origination fee = Funded x Origination %. PSF = Funded x PSF %. Net to merchant = Funded - Origination fee - PSF. ISO commission = Funded x Commission %.
From target payment: Payback = Target payment x Term. Funded = Payback / Factor. Fees come out the same way.
Weekly and monthly equivalents assume 5 daily payments a week and 21.67 a month, or 4.33 weekly payments a month.